Cyber insurance & startups
Bespoke cyber insurance. Built around your business.
For startups, technology companies and established businesses. We work with you to arrange cyber cover tailored to your operations, the information you handle and the commitments you make to customers.
A renewal, a change or a new requirement?
The conversation behind the cover
Starting up or scaling up
Your insurance needs can change as you win customers, hire people or enter new contracts. Tell us about your business model, stage of growth and the insurance your clients ask you to hold. We consider cyber alongside any separate professional indemnity or other business cover required.
What bespoke cover means
We start with your business and work with insurers to consider appropriate cover, limits, excesses and policy terms. The arrangement depends on your activities and the terms insurers can offer; we explain the scope and any gaps before you decide.
Where your business depends on technology
Tell us which systems, data and suppliers are important to your operations. Consider how an outage or incident could affect your ability to serve customers.
The response behind the policy
Ask who to contact after an incident and which assistance or costs the proposed policy may cover. Response arrangements and exclusions vary between insurers and products.
Your responsibilities
Be ready to discuss your security arrangements and the information requested by insurers. Insurance supports a wider approach to cyber risk; it does not replace appropriate security measures.
Existing insurance and remaining gaps
Ask how a proposed cyber policy relates to other insurance and which events would remain outside its scope. Do not assume that another policy already provides the protection you need.
Further reading: NCSC guidance on considering cyber insurance ↗. General guidance; your policy wording determines the cover.
Useful to know
Before you enquire.
Cover depends on the individual risk, insurer acceptance and policy terms. Sending an enquiry does not put cover in place.
Explore commercial insurance ↗How do we begin a cyber insurance enquiry?
Tell us what your business does, what you need to protect and any customer insurance requirements. We discuss the available options and confirm any specialist input needed before recommending an arrangement.
Do I need to send technical or sensitive information now?
No. Start with a broad description of the business. Agree a suitable route with the team before sharing security documents, personal data or details of an incident.
Does insurance replace cyber security?
No. Appropriate security and incident planning remain important. The insurer’s requirements and the policy conditions need to be understood and maintained.
What if an incident is already happening?
Use your existing policy’s incident or emergency reporting route and contact GCIS for support. A new enquiry does not establish cover for an existing incident.
A direct conversation
Let’s begin with what matters to you.
A renewal, a change or a new requirement. Start with a brief outline.